Why Build New
- You choose the layout, finishes, and features.
- Everything is new and under the builder's warranty.
- Newer homes are often more energy efficient.
Why Buy Existing
- You can move in sooner.
- Established neighborhoods have mature trees and finished streets.
- What you see is what you get, so there are fewer surprises on price.
The Lot Matters
If you're building, the lot shapes everything: which way the home faces, drainage, the view, and any neighborhood rules or HOA. Some lots come with a required builder, so ask before you fall in love.
Read the Builder Contract
Builder contracts are written to protect the builder. Know what's included, what counts as an upgrade, how price changes are handled, and what the warranty covers.
Still Get an Inspection
Independent inspections during construction and before closing can catch problems while they're easy and cheap to fix.
Budget for Extras
Window coverings, landscaping, fencing, and appliances aren't always included with new construction. Plan for them up front.
Not sure which way to go? Book a call. I'll help you compare real options side by side.
Common Questions
Do I need my own agent to build a new home?
It's a good idea. The builder's sales staff works for the builder. Your own agent can help you compare builders, review the contract, and negotiate.
Should I get an inspection on a brand-new home?
Yes. Even good builders miss things. Independent inspections during construction and before closing can catch issues while they're easy to fix.
How long does it take to build a home?
It varies with the builder, the plan, and the season. Ask each builder for a realistic timeline and what happens if it runs late.
Written by Lacie Packard, REALTOR®, White Spruce Real Estate, Keller Williams Realty Sioux Falls. Updated October 2026.